Study: Speeding Is Becoming Normal, Adding to Roadway Risks
Posted: September 8, 2026
A new study from the AAA Foundation for Traffic Safety suggests speeding has become normalized on U.S. roads, even though it remains a major contributor to fatal crashes. The study found that while most drivers believe posted speed limits are appropriate, many also consider driving 10 mph over the limit acceptable. Nearly half said keeping up with traffic is safer than obeying the posted speed...
California Adopts New Zone 0 Wildfire Standard
Posted: September 1, 2026
California has approved a statewide Zone 0 wildfire standard that establishes requirements to reduce combustible materials immediately around homes and commercial buildings in areas with elevated wildfire risk. The California Board of Forestry and Fire Protection approved the regulations on Aug. 19, 2026. The rules apply to properties in State Responsibility Areas and Very High Fire Hazard Severity Zones within Local Responsibility Areas and affect...
Your Property Insurance Won't Cover Flood Damage
Posted: August 25, 2026
As storms become more frequent and severe, more areas once considered safe from flooding are now exposed. Many homeowners, condo owners and renters in an area that's considered low risk by the Federal Emergency Management Agency may not have flood insurance. However, if a residence floods, standard homeowner's, condo owner's or renter's insurance will not cover the damage because flooding is specifically excluded from coverage....
Protecting Your College Student's Property
Posted: August 18, 2026
While you already have enough to worry about when your child leaves for college, you don't want the specter of them dealing with the theft or damage of their possessions while there. For about $150 a year, you can protect your child's possessions against theft or damage caused by fire, lightning, smoke, vandalism, electrical surges, windstorms or hail, water damage from utilities or appliances, and...
Determining Who Is at Fault in an Auto Accident
Posted: August 11, 2026
Determining who is legally responsible in an auto accident requires identifying who the negligent party is. In most cases, common sense can be used to determine fault, but often drivers do not know exactly which laws were broken by the at-fault party. This makes it more difficult to prove a case to an insurer when making a claim. There are a few places to look...