Top 8 Reasons Why Homes Catch Fire and How to Prevent Them
Posted: February 4, 2026
Fires are the most common claim for homeowners and they can start in a variety of ways. The causes of these fires range from food left unattended on the stove to candles left burning. A majority of these fires are preventable with some forethought and care to minimize the risks. Here are the eight most common causes of house fires as identified by the National...
Be Extra Careful Driving in Work Zones
Posted: January 27, 2026
Some of the riskiest locations for roadway collisions are work zones, as they often result in changes in traffic patterns and right of way, along with workers present and large commercial vehicles on the scene. Work zones are designed to improve the safety of workers who are enhancing or repairing roads, freeways, bridges, sewage and other infrastructure by separating construction and maintenance activities from traffic....
When Sewage Comes Back: A Costly Homeowner's Nightmare
Posted: January 23, 2026
Few homeowner nightmares compare to sewage backing up through a toilet, shower or basement floor drain. Beyond the mess and health concerns, sewer backup events can cause extensive damage to flooring, drywall, furniture and personal belongings — and many homeowners are shocked to learn that their standard homeowner's insurance policy typically does not cover the loss. According to the Environmental Protection Agency, approximately 75,000 sewage...
How to Handle Water Damage to Your Home, Business
Posted: January 13, 2026
People often worry about fires damaging their homes and commercial buildings. While fires are dangerous and can cause extensive damage to property, they are rare compared to another element that is in the home or building every minute of every day: Water. Properties suffer water damage more frequently than they do other causes of loss. Water damage emergencies occur 14,000 times a day in American...
During a Home Rebuild, Secure This Insurance to Protect the Work and Materials
Posted: January 6, 2026
Rebuilding a home is a major undertaking, whether you're repairing damage after a loss or adding new space. But many homeowners don't realize that once construction begins, their homeowner's insurance won't cover parts of the structure that are being built or the materials being used. That gap can leave you financially exposed at the exact moment your investment is most vulnerable. The answer is a...