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Tag: Smart Coverage Insurance Solutions

Seven Ways to Reduce the Cost of Insuring Your Teen Driver

Seven Ways to Reduce the Cost of Insuring Your Teen Driver

While teenagers react with glee when they get their driver's license, for parents it is a time of angst and the specter of higher insurance premiums. Sticker shock is not uncommon when parents receive that first quote for coverage, but there's a reason for those higher rates. Teen drivers are unproven and due to their lack of experience behind the wheel, insurers try to protect...

Spring Home Maintenance Crucial to Stave Off Problems Later

Spring Home Maintenance Crucial to Stave Off Problems Later

Winter can be hard on a home. Snow, ice, rain and freezing temperatures can quietly damage roofs, plumbing and foundations, leaving problems that often surface once things thaw. Winter storms can cause even more damage. Spring is the time to find and fix those issues before they turn into costly repairs. A thorough inspection now can stave off future issues and help you avoid common...

Homeowners: Beware of These Five Types of Construction Fraud

Homeowners: Beware of These Five Types of Construction Fraud

When warm weather arrives, so do crooked contractors who want to steal from homeowners. They provide bogus repairs that are not even necessary. In some cases, no work at all is done after they receive an initial payment. While most contractors out there are honest, it is usually the ones who go from door to door offering help who are untrustworthy. Good contractors do not...

Three Bills Aim to Tackle Claims Issues After Wildfires

Three Bills Aim to Tackle Claims Issues After Wildfires

State senators have introduced three new bills that aim to address major insurance issues exposed by last year's Malibu and Altadena fires, particularly inadequate policy limits and living cost provisions that run out before a home is rebuilt. The proposals focus on what happens after a declared disaster. When homeowners are displaced, rebuilding costs spike and many people discover their coverage falls short. Together, they...

Top 8 Reasons Why Homes Catch Fire and How to Prevent Them

Top 8 Reasons Why Homes Catch Fire and How to Prevent Them

Fires are the most common claim for homeowners and they can start in a variety of ways. The causes of these fires range from food left unattended on the stove to candles left burning. A majority of these fires are preventable with some forethought and care to minimize the risks. Here are the eight most common causes of house fires as identified by the National...