Gaps in Your Policy Coverage Can Leave You Exposed
Posted: January 21, 2025
You may have auto insurance and home or renter's insurance in place to make sure you are covered in case of an accident. But, depending on the circumstances of a claim, you may have coverage gaps in your insurance, and policyholders that do put themselves, their family and their possessions at risk. You should review your policies to see if you have any of the...
Insure Your Sewer Line and Other Underground Utility Lines
Posted: January 15, 2025
Too many homeowners assume that a sewage backup or other underground drainage/sewage line is their local government's responsibility - until they have a problem. Homeowners and landlords often only find out too late, after thousands of dollars of damage, that their existing insurance doesn't cover them. As a homeowner or landlord, your responsibility for sewer line maintenance and repair includes everything from your house to...
What to Do after a Hit-and-Run Accident
Posted: January 7, 2025
Most of the time, if you've been in a collision, the other party stays put so that you can exchange insurance information and wait for police or emergency services if there is a dispute or injury. But on occasion, the other driver flees the scene, leaving you likely frazzled and scrambling. If you carry uninsured driver's coverage, the costs will be covered by your insurer....
Why the Cost of Insuring an EV is Higher Than for a Gas Vehicle
Posted: December 23, 2024
If you've been considering purchasing an electric vehicle, be sure that you consider the cost of insuring it before you buy. Due to the complexity of these vehicles and higher repair costs, even the least expensive EVs like the Chevy Bolt and the Nissan Leaf cost more to insure than gas-powered cars that are larger. There is some debate whether those added costs are balanced...
Drone Liability a Serious Threat to Your Assets
Posted: December 23, 2024
Some personal drone enthusiasts push the limits on how they use their drones, put people's lives in danger - and sometimes hamper public safety efforts during emergencies. The problem of individuals flying their drones into disaster areas surfaced in 2017 during the aftermath of Hurricane Harvey. The authorities had to issue warnings for drone operators to stay away from rescue areas after several close calls...