Wedding Insurance Is the Safety Net for Your Big Day
Posted: May 12, 2025
Planning a wedding can be fun, but it's also an investment of time, emotion and money. From booking venues and hiring vendors to selecting attire and creating the guest list, couples and families spend months (and often tens of thousands of dollars) preparing for one perfect day. But as anyone who's planned a large event knows, things don't always go as expected. That's where wedding...
As Auto Insurance Rates Climb, More Drivers Go Underinsured or Uninsured
Posted: May 6, 2025
As auto insurance premiums continue to rise, some motorists find it challenging to afford the higher rates, leading them to make difficult decisions like not purchasing insurance or purchasing a policy that only has the state-mandated minimum liability limits. A new study by the Insurance Research Council found that one in three U.S. drivers nationwide is either uninsured or underinsured in 2023, up 10% since 2017. Nearly...
Cleaning Household Textiles, Clothes After a Fire
Posted: April 29, 2025
If you have a house fire and your insurance company steps in to pay for the damage, destroyed contents and repairs, one issue that many people overlook is the invisible smoke damage to clothing, furniture, carpeting, linens and curtains. Smoke damage can be extensive and the scent of smoke from the fire can be difficult to eliminate. Often smoke-damaged furniture needs to be thrown out...
Will Your Coverage Replace Your Car's Smart Keys?
Posted: April 22, 2025
Metal car keys have largely disappeared for new cars, replaced by a key fob or remote with a transponder that needs programming before use. Although these devices add convenience, they're pricey. You'll pay $200 to $500 to replace a smart key. If you lose all your keys, you might need to replace the locks, which could cost $1,000. Although these devices add convenience, they're pricey....
Keeping It Honest When Filing Claims
Posted: April 15, 2025
Unfortunately, some people when they have a homeowner's claim will try to fudge on what exactly was stolen, and/or its value, when reporting the loss to their insurance company. But one man whose home was burgled is now receiving nothing after a court found that he had lied when filing his claim about the extent of his loss. A federal district court in California ruled...