E-Commerce Adds New Risks to Residential Streets
Posted: December 30, 2025
While e-commerce has made life extremely convenient for us to order virtually anything to be delivered directly to our homes, it has brought a growing army of vans and trucks into our neighborhoods, changing traffic patterns in ways that put motorists, cyclists and pedestrians at greater risk. Our neighborhoods are seeing more trucks and vans from the likes of Amazon, FedEx, UPS, the U.S. Postal...
Losing Everything Due to Inadequate Auto Liability Coverage
Posted: December 23, 2025
All states set minimum coverage levels for drivers, but if you are involved in a serious accident, minimal coverage may not get you off the hook for the full extent of damages. Your state's goal is to make the required insurance affordable, but in many cases the established minimum coverage is not adequate to cover the liability costs if you are found to be at...
Your Car Is Rich Target for Information Thieves
Posted: December 16, 2025
Picture a sedan traveling along an interstate highway anywhere in America. It has Bluetooth capability, allowing the driver to make and receive phone calls without taking her hands off the steering wheel. The contacts stored on her smartphone are accessible from a menu displayable on the dashboard, allowing her to call a friend with one press of a button. Just as easily, she can choose...
Adult Children on Your Policies Can Create Coverage Gaps
Posted: December 9, 2025
These days, many families are assisting their adult children financially far longer than parents of earlier generations. And that kind of support for college, and sometimes basic survival, can create insurance coverage gaps for the adult child that can be a major risk to their parents' financial wellbeing. If you have an adult child who is still financially dependent on you in some way, it's...
Make Your Holiday Season a Safe and Happy One
Posted: December 2, 2025
December is the holiday season for many religions, and it's a time of giving and joy. It is also a time to be extra vigilant regarding safety, both in your home and out and about. The following are some important tips to keep yourself and your loved ones safe during the holidays. Tree safety Keep your Christmas tree at least three feet away from...