Why Today's Headlights Feel Blinding and How to Stay Safe
Posted: March 3, 2026
If driving at night feels more stressful than it used to, you are not imagining it. Headlight glare has become one of the most common complaints among motorists, and safety groups say it is a real and growing issue. The main culprit is whiter, harsher LED lighting, which risks blinding oncoming drivers. This glare can reduce contrast, slow reaction times and make it harder to...
Bill Would Expedite Wildfire Smoke Damage Claims
Posted: February 24, 2026
California lawmakers are considering new legislation that could make it easier for homeowners to file and collect insurance claims for smoke damage after wildfires. Assembly Bill 1795 was introduced in response to reports of insurers and the California FAIR Plan denying or limiting claims for testing and cleanup of heavy smoke and soot damage after the 2025 Los Angeles wildfires. As a result, many families...
Why Every Homeowner Needs Service Line Coverage
Posted: February 17, 2026
While utility companies maintain underground service lines that connect homes to essential utilities, the homeowner is typically responsible for the portion that runs across their property up to the point where it connects to the provider's system, usually beneath the street. If something goes wrong along the portion the homeowner is responsible for, the repair bill falls on them. The average cost to fix a...
Three Bills Aim to Tackle Claims Issues After Wildfires
Posted: February 10, 2026
State senators have introduced three new bills that aim to address major insurance issues exposed by last year's Malibu and Altadena fires, particularly inadequate policy limits and living cost provisions that run out before a home is rebuilt. The proposals focus on what happens after a declared disaster. When homeowners are displaced, rebuilding costs spike and many people discover their coverage falls short. Together, they...
Top 8 Reasons Why Homes Catch Fire and How to Prevent Them
Posted: February 4, 2026
Fires are the most common claim for homeowners and they can start in a variety of ways. The causes of these fires range from food left unattended on the stove to candles left burning. A majority of these fires are preventable with some forethought and care to minimize the risks. Here are the eight most common causes of house fires as identified by the National...